Our Savings Account earns dividends on the average daily balance. Members receive quarterly statements showing all account activity, and can make deposits, transfers and withdrawals in person, by phone, by mail or with our 24 ATM Card.
Daily Growth Fund Account
Our Daily Growth Fund is a safe, profitable way for members to earn the interest rate of a money market account without tying up funds for an extended period of time. Members earn interest on a $2,500 minimum balance, and can make withdrawals of $250 or more.
Certificate Of Deposit (CD)
We offer a complete range of fully insured CDs designed to fit the individual financial needs of our members. Our CDs provide investment flexibility and yield competitive interest rates. Most plans can even provide retirees with a monthly dividend check.
Individual Retirement Account (IRA) Savings Accounts
A Midwest Credit Union IRA is one of the best ways to accomplish your retirement goals. We offer Traditional and Roth IRAs, as well as Coverdell Educational Savings Accounts. We can help you decide which one is right for your needs. We offer a fixed-rate IRA Savings Account that requires no minimum deposit to open, and deposits can be made at any time. Our IRA CDs with terms of one year or greater can also be deposited into your IRA Account. Annual contributions can be made up to the limit set by federal law and may be tax deductible. Payments to your IRA can be made through:
- Payroll Deduction
- Regular deposits
- One, single contribution
Christmas Club Account
By making regular monthly deposits into this specially designed savings account, you accumulate a savings balance that pays off with the arrival of the holiday shopping season. We transfer the balance each October to your checking or savings account, including interest! And, the account automatically renews for the following year.
Kirby Kangaroo® Club There’s No Safer Place To Save
Young members can start a savings plan the day they are born! Midwest offers a special savings account for children up to age 13. This is a great way to start instilling good savings habits in your children. Kids who save with Kirby earn more than interest. Every deposit earns a Kirby Coin that can be redeemed for fun prizes.
Member accounts and investments are fully insured up to $250,000 by the National Credit Union Administration, an agency of the U.S. Government. In addition, IRA funds are separately insured up to $250,000. The NCUA is the strongest federally insured deposit agency, so you can rest easy knowing your money is safe with Midwest Credit Union.