| |
| LOAN
RATES - as of June 18, 2008 |
| Type
of Loan |
Term
|
APR*
|
| New Vehicle |
|
|
| 2007-2008 |
|
36 months
|
4.79% |
|
|
48 months
|
4.99% |
|
|
60 months
|
5.29% |
|
Must be over $15,000 |
72 months
|
5.59% |
| Pre-Owned Vehicle |
|
|
| 2007-2008 |
|
36
months
|
4.99% |
|
|
48
months
|
5.19% |
|
|
60
months
|
5.49% |
|
Must be over $15,000 |
72 months
|
5.79% |
| |
| 2001-2006 |
|
36
months
|
5.29% |
|
|
48
months
|
5.59% |
|
Must be over $10,000 |
60 months
|
5.79% |
|
Must be over $15,000 and must be 04-06 model year |
72 months
|
5.99% |
|
|
| 1999-2000 |
|
36
months
|
6.99% |
| Luxury vehicles |
Must be over $10,000 |
48
months
|
7.99% |
|
|
|
New Motorcycle
|
|
|
36
months
|
5.19% |
|
|
48
months
|
5.59% |
|
|
60
months
|
5.89% |
|
Must be over $15,000 |
72
months
|
6.19% |
|
|
|
Pre-Owned Motorcycle
|
|
|
36
months
|
5.59% |
|
|
48
months
|
5.99% |
|
|
60
months
|
6.59% |
|
Must be over $15,000 |
72
months
|
6.99% |
|
|
| Boat/Trailer/ RV
|
| New |
|
60
months
|
5.49% |
|
Must be over $15,000 |
72 months
|
5.99% |
| Pre-Owned |
|
60
months
|
6.09% |
|
Must be over $15,000 |
72 months
|
6.59% |
| |
| Signature Loan |
36 months |
10.99% |
| Christmas/Vacation |
12 months |
12.00% |
| Home Equity |
1% over prime |
| Share-Secured |
3% over passbook |
| CD-Secured |
2.5% over CD |
| Line of Credit |
13.9% |
| Overdraft Protection - $500 max |
12.90% |
*APR -- Annual Percentage Rate
Take an additional .25% off rate for vehicle loans
with payroll deduction.
Rates subject to change and member creditworthiness.
All rates shown are lowest possible rate.
|
| DEPOSIT
RATES - as of Oct 30, 2008 |
| Type
of Deposit |
APY*
|
| Passbook
saving |
0.50%
|
| Kirby
club |
0.50%
|
| Daily Growth Fund |
1.00%
|
| Certificates |
|
| 6
months cert |
2.26%
|
| 12
months cert |
2.57%
|
| 18
months cert |
2.57%
|
| 24
months cert |
2.82%
|
| 36
months cert |
3.02%
|
| IRA
12 months cert |
2.57%
|
| IRA
18 months cert |
2.57%
|
| IRA
24 months cert |
2.82%
|
| IRA
36 months cert |
3.02%
|
*APY
-- Annual Percentage Yield
All rates are subject to change without notice.
For current rate indication please call us at
(314) 837-2500.
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