Midwest Credit Union Rates

LOAN RATES - as of 03/17/09
Type of Loan		Term	APR*
New Vehicle
2008-2009		36 months	4.59%
		48 months	4.79%
		60 months	4.99%
	Must be more than $20,000	72 months	5.39%
Pre-Owned Vehicle
2008-2009		36 months	4.79%
		48 months	4.99%
		60 months	5.19%
	Must be more than $20,000	72 months	5.59%

2002-2007		36 months	4.99%
		48 months	5.19%
	Must be more than $10,000	60 months	5.39%
	Must be more than $20,000 and must be 05-07 model year	72 months	5.79%

2000-2001		36 months	6.99%
Luxury vehicles	Must be more than $10,000	48 months	7.99%

New Motorcycle
		36 months	5.19%
		48 months	5.59%
		60 months	5.89%
	Must be more than $20,000	72 months	6.19%

Pre-Owned Motorcycle
		36 months	5.59%
		48 months	5.99%
		60 months	6.59%
	Must be more than $20,000	72 months	6.99%

Boat/Trailer/RV
New		60 months	5.49%
	Must be more than $20,000	72 months	5.99%
Pre-Owned		60 months	6.09%
	Must be more than $20,000	72 months	6.59%

Signature Loan		36 months	10.99%
Christmas/Vacation		12 months	9.99%
Home Equity		1% above prime
Share-Secured		3% over passbook
CD-Secured		2.5% over CD
Line of Credit		13.90%
Overdraft Protection - $500 max		12.90%
*APR -- Annual Percentage Rate Take an additional .25% off rate for vehicle loans with payroll deduction. Rates subject to change and member creditworthiness. All rates shown are lowest possible rate.

DEPOSIT RATES - as of 12/15/09
Type of Deposit	APY*
Passbook saving	0.15%
Kirby club	0.15%
Daily Growth Fund	0.35%
Share IRA	0.75%
Share Roth IRA	0.75%
Share Educational IRA	0.75%
Certificates
6 months cert	0.75%
12 months cert	1.15%
18 months cert	1.25%
24 months cert	1.76%
36 months cert	2.01%
IRA 12 months cert	1.15%
IRA 18 months cert	1.25%
IRA 24 months cert	1.76%
IRA 36 months cert	2.01%
*APY -- Annual Percentage Yield All rates are subject to change without notice. For current rate indication please call us at (314) 837-2500.