We do not disclose any non-public, personal information about you to anyone except as permitted by law.
Information That We Collect And Disclose To Others
We collect information about you from the following sources:
- Applications and other forms you submit to us
- Information about your transactions with us
- Information about your transactions with others
- Consumer reporting agencies
Parties To Whom We Disclose The Information
We may disclose information about you to the following types of third parties: Financial service providers, such as those that provide mortgages, securities, credit cards, ATM cards, collection companies, data processors and insurance services. Non-financial companies, such as statement mailers, check printers and others, such as companies that provide consumer discount programs. We may disclose all the information that we collect, as described above, to companies that perform marketing services on our behalf or to other financial institutions with whom we have joint marketing agreements. We may also disclose information about you under circumstances, as permitted or required by law. If you decide to terminate your membership with Midwest Credit Union or become an inactive member, we will not share information we have collected about you, except as may be permitted or required by law.
How We Protect Your Information
We restrict access to information about you to those employees who need to know that information to provide products or services to you. We maintain physical, electronic, and procedural safeguards that comply with federal regulations to guard your information.
How To "Opt Out" Of Certain Disclosures Of Information About You
If you prefer that we not disclose information about you to third parties that are not affiliated with the credit union, you may "opt out" of these disclosures. That is, you may direct us not to make those disclosures. This "opt out" will not apply to disclosures that are permitted by law and will not apply to disclosures to companies that perform marketing services on our behalf or to other financial institutions with which we have joint marketing agreements. If you wish to "opt out" of disclosures to parties that are not affiliated with the credit union, you may call us, or mail your request to us as follows:
Midwest Credit Union
P.O. Box 839
Florissant, MO 63032
Phone: (314) 837-2500